Banking Awareness – 2020 for IBPS, RBI, SBI, NABARD and other Bank Examinations

11. Which of the following clearly defines venture capital?

[A] It is a fund provided to industries at times of incurring losses.
[B] It is a long-term start-up capital provided to new entrepreneurs.
[C] It is a fund provided for renovation of industries.
[D] It is a short-term capital.

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12. Which of the following is considered to be the father of venture capital?

[A] Dariot
[B] Modigliani
[C] Vaghul
[D] Jimmy carter

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13. SEBI Mutual Fund Regulations came up in which of the following years?

[A] 1992
[B] 1996
[C] 1994
[D] 1984

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14. Who issues Mutual Funds?

[A] Asset Management Companies
[B] SEBI
[C] RBI
[D] State Government

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15. Factoring Business is also known as by which of the following names?

[A] Accounts Receivable Factoring
[B] Asset Based Lending
[C] Invoice Factoring
[D] All of the Above

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16. Which of the following clearly define the Line of Credit loans?

[A] It is start-up loans allowing businesses to open.
[B] It allows businesses to borrow money from a lender at any given time, up to a certain amount of
[C] It is the simplest type of corporate loans.
[D] It is made so businesses can buy property.

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17. To work as an underwriter in India ,a certificate of registration must be obtained from which of the following institutions?

[A] SBI
[B] RBI
[C] SEBI
[D] CIBIL

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18. Which of the following clearly define the Leasing services?

[A] One party agrees to rent property owned by another party.
[B] It guarantees the lessee, also known as the tenant, use of an asset.
[C] It guarantees the lessor, regular payments from the lessee .
[D] All of the Above

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19. What are the benefits of leasing to other companies?

[A] Interest Revenue
[B] High Residual Values
[C] Tax Incentives
[D] All of the Above

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20. When was the RBI Act enacted?

[A] 1st April 1935
[B] 28th November 1934
[C] 6th March 1934
[D] 31st March 1935

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